Financial Planning, Investment Portfolio & Wealth Management
AS A FIDUCIARY (fi-du-ci-ar-y) we work with you to develop a financial plan that integrates your current position (income/expenses, assets/liabilities, health) to achieve your vision, goals and objectives. We seek to thoroughly understand where you are at now and where you want to position yourself. After discovering your needs we forecast and compare asset growth potential against current cash flows to get a probability of having sufficient assets throughout your lifetime and during the asset drawdown period. We proactively collaborate with your trusted advisors. Financial plans are aligned and integrated with your estate. We are committed to identifying what is in your best interest and helping you execute.
WE PROFESSIONALLY MANAGE all or a portion of your investable liquid assets in a directly managed portfolio, on an active-passive, discretionary basis. This approach allows for both core holdings on a diversified basis and individual equity (“stock”) selection to seek higher expected returns. A custom, fundamental research approach helps achieve your priorities (ie. growth, income) in a clear, common sense manner. Your portfolio is balanced with all your other assets (real estate, annuities, business interests) taken into account. Research and due diligence is conducted in-house.
AS AN INDEPENDENT INVESTMENT ADVISER we focus on serving select retirees, professionals, business owners, and those with generational wealth. With our background in small business operations we work well with business-minded professionals, families and entrepreneurs. We are able to navigate complex and dynamic issues. We are committed to providing each client with long-term, cost-effective, investment management and financial planning services. Our business is structured to build a direct and lasting relationship with you.
LET US HELP YOU DEFINE, IMPLEMENT AND ACHIEVE your financial and investment objectives. Whether you are starting to save and invest for retirement for the first time or are right in the middle of your earning years, transitioning into retirement or legacy planning for future generations, we bring expertise and understanding to the process and help deliver the end results you need.
WHO WE SERVE
Retirees | Business owners | professionals | inheritor/heirs
Making great investments requires focus, consistency and patience.
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What opportunities do you aim for?
Legendary investor Warren Buffett when explaining to students how he manages to select good investments that perform very well over time likened his skills and focus to that of another legend, baseball Red Sox left fielder, Ted Williams. During Ted Williams career his hitting average was consistently above .400, game after game, season after season. Today Williams still holds the highest long-term average record, making him arguably a top hitter of all time.
Ted Williams out-practiced his competitors, developing an extraordinary ability for paying attention to the strike zone (77 different spots), waiting for the right pitch and swinging at it (“the sweet spot”). This observation and discipline led to wonderful performance. Like Williams, Buffett believes it is key to focus on and strike at only sound investments that he understands. His results are similar to Williams’, having outperformed the broader market (S&P 500) over a long period of time. Though there is no guarantee of outperforming the market we aim to help clients invest with similar discipline and care. We help you reach the goals you set out to achieve.
Having a specific target in mind and pursuing it carefully can lead to great results over the long run.
Leadership, courage and accountability affect your finances and plans.
What goals have you set and how do you measure your progress?
We dream and aspire to do great things but sometimes aren’t sure what to do next. Sacrifice and discipline are necessary but taking the right steps with common sense and wisdom can be difficult to do. To help you navigate this challenge we aim to mitigate your risk through research, due diligence and self-assessment. We identify performance indicators in strategy as well as investment holdings to measure activities that lead to results. By tracking not only investments but the progress of our clients, we help you reach your goals, with insight and impact.